Speedboats, jet skis, yachts, sailboats… the list of fun and exciting watercraft goes on. When you live close to the water, a boat can be the perfect getaway. Before you take her out on her maiden voyage though, make sure you have the right insurance coverage. Mother nature is unpredictable, especially out on the water.
Boat/Watercraft Insurance Options
Buying a boat or other type of watercraft is a big investment, and you don’t want to take a chance or skimp on your insurance coverage. Different types of watercraft require different coverage, and the way you intend to use your watercraft matters as well. If this seems confusing, don't worry. Our agents will help you find the proper coverage.
Depending on your home insurance coverage, a very small watercraft might already be covered. If you have anything larger than a kayak, for example, you probably need to invest in boat/watercraft insurance.
Some different watercraft insurance options include liability, property damage, towing, medical payments, and more. You also need to think about the time that your watercraft will be spending out of the water as well, and you should have the proper coverage for that.
Contact NSURU to find the right watercraft insurance coverage
We want to help you find the right coverage for your watercraft. Our insurance agents are trained to ask all the right questions to be sure there are no gaps in your coverage. Are you wondering if your watercraft is covered under your home insurance policy? Do you already know that your larger boat needs additional coverage? Are you thinking about buying a boat and want to talk about insurance before you take the plunge?
No matter your situation, talk to an agent at NSURU to get all your answers. We want you to enjoy your time out on the water and it’s so much easier to do so when you know that you and your property are properly covered.